Deposit Bonus & Referrals
How the $25 deposit bonus and referral rewards work, and when they're paid.
Both offers pay $25 in USD into your Fiber balance. Both depend on keeping net stablecoin deposits for 30 days, and both are reviewed before they're paid. The deposit bonus terms are at fiber.so/promotions. The referral rules are on this page.
The $25 deposit bonus
New users who deposit $100 and keep it can get $25.
- Add $100 in stablecoins, in one deposit or several. The 30 days start when your net deposits reach $100.
- Keep it for 30 days. Your net stablecoin deposits must stay at $100 or more for 30 days in a row.
- Verify your phone number in Account details (web: Settings > Account) before the 30 days end.
- Review. Fiber reviews every claim before paying it and may ask you to verify your identity first.
When the review is approved, Fiber sends the $25 to your USD balance, usually within about an hour.
If Fiber asks you to verify your identity, completing that check may approve the claim automatically or send it back to the team for another review. Verification alone does not guarantee payment. Keep your net deposits at $100 or more until the bonus is paid.
What counts
Net deposits are your completed stablecoin deposits minus your completed USD withdrawals and sends to anyone else.
- Counts: USDC and USDT deposits on the supported networks, and USD bank deposits, which arrive as USDC.
- Doesn't count: money another Fiber user sends you, trades, interest, and price changes.
- Brings your total down: sends to other people, wallet withdrawals, and bank withdrawals.
You don't need to trade. Buying or selling doesn't affect the bonus either way.
If your net deposits drop below $100, the 30 days start again. That can happen even after review, until the $25 is sent. You can still withdraw while you wait, as long as your net deposits stay at $100 or more.
Statuses on Home
| What Home shows | What it means |
|---|---|
| Deposit $100, get $25 | You haven't qualified yet |
| Your $25 reward arrives in… | The 30-day hold is counting down |
| Your $25 reward needs your phone | Verify your phone so the claim can be reviewed |
| Your $25 reward is on hold | Net deposits dropped below $100. Keep $100 for another 30 days. |
| Your $25 reward is in review | You've done every step. The team is checking the claim. |
| Verify your identity to get your $25 | The review needs identity verification. Tap to verify. |
| Your $25 reward is on its way | Approved. The payment is being sent. |
The countdown ends when the hold finishes, not when the $25 is paid. Review comes after the hold, and it has no fixed timeline.
Rules
- One bonus per person, however many accounts they open.
- Every claim is reviewed. Fiber may delay or decline a claim, or require identity verification, if something looks off.
- The offer is for a limited time, and the bonus isn't guaranteed until it's in your balance.
Referrals
Invite friends with your personal link. When a friend qualifies, you earn $25. Your friend can earn their own $25 deposit bonus too.
Where to find your link: tap your name at the top of Home, then Refer & earn. You'll see your link, a QR code, and Share invite link. On the web, use Refer a friend on Home. Your link looks like fiber.so/i/ followed by your personal code. It doesn't show your Fibertag.
How a referral qualifies
- Your friend opens your link, then creates their account within 7 days.
- Within 30 days of opening your link, they reach $100 in net stablecoin deposits. They then keep it for 30 days in a row and verify their phone.
- Their own $25 bonus is reviewed and paid first. Your $25 follows after its own review.
You don't need a verified phone to earn referral rewards. Your friend does.
Your referrals shows each friend as Joined, In progress, or Qualified. Referral rewards appear in your history as "Referral reward."
Rules
- A person can be referred once. The first valid referral counts.
- You can't refer yourself.
- One reward per person, however many accounts they open.
- Every referral is reviewed, and Fiber may ask for identity verification before paying.
Partner program
Partners are affiliates and ambassadors who work with Fiber under a separate agreement. The Fiber team sets up partner accounts. There's no application in the app.
Partners get a Partner dashboard instead of Refer & earn. It has labeled tracking links, visits, signups, and earnings for each link. Partners earn commissions instead of the $25 referral reward, paid monthly into their Fiber balance. People who sign up through a partner can still earn their own deposit bonus.